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Official Servicer of Federal Student Aid
Edfinancial Services is a Servicer to Federal Student Aid
You have a network of support to help you succeed with your federal student loan repayment. Find out how Federal Student Aid partners with loan servicers to be here when you need help.
Support You Can Trust
You can visit StudentAid.gov to see a list of our trusted federal student loan servicers, or submit a complaint directly to the FSA Ombudsman.
Please be aware that we are still in the process of transferring loans from FedLoan Servicing to our system. While your loan(s) is being transferred, our automated system and representatives will not be able to access account-specific information or process payments.
As soon as your loan is fully loaded into our system, you will receive a notification via mail/email and be able to register for online access at Edfinancial.com/MMA.
Please note, your account will not be negatively impacted by this transfer. We apologize for any inconvenience, and we appreciate your patience.
If you are struggling with your student loans, please fill out this form to get help from the Ombudsman’s Student Loan Assistance Unit.
State of Massachusetts - Ombudsman’s Student Loan Assistance Unit
Our offices will be closed on Monday, July 4th, in observance of Independence Day. Please note this may result in a higher than average call volume following the holiday. We apologize for any inconvenience.
You can also access your online account 24 hours a day by logging into Manage My Account.
Federal student loan flexibilities for the COVID-19 emergency have been extended through August 31, 2022. We are updating our websites and systems as quickly as possible to explain the types of relief now available for federal student loans held by the Department of Education. We appreciate your patience. Visit StudentAid.gov/coronavirus for updates. Additional information can also be found at Edfinancial.com/COVID-19.
Auto Debit (KwikPay) Confirmation Required
Act now if you’re enrolled in Auto-Debit (KwikPay®) to ensure your KwikPay payments resume after the COVID-19 payment suspension ends.
Failure to act may result in loss of benefits associated with KwikPay. Log in to your account now to confirm your KwikPay enrollment.
The U.S. Department of Education (ED) announced a temporary change to the Public Service Loan Forgiveness (PSLF) program rules under the limited PSLF waiver!
Now, for a limited time, borrowers may get credit for past periods of repayment that normally wouldn’t qualify for PSLF. This includes borrowers with FFELP loans who consolidate into the Direct Loan Program by October 31, 2022.
To learn more about the limited PSLF waiver, including any actions you may need to take to gain access to these benefits, visit StudentAid.gov/PSLFwaiver or Edfinancial.com/PSLFwaiver.
If you have private loans, please visit our Private Loan page to find repayment information regarding your loans, as well as information on how to contact our Private Loan department directly.
Find answers to commonly asked questions about student loans, repayment options, and debt management.